Brazil AML Supervisory Architecture


Status: Primary Source Regulatory Mapping
Jurisdiction Code: BRA
Supervisory Model: Centralized Federal Structure

1. Statutory Framework

Core Gambling Legislation

Law No. 14.790/2023 – Regulation of Fixed-Odds Betting Operations

Law No. 13.756/2018 – Federal authorization of fixed-odds betting (as amended)

Anti-Money Laundering Legal Basis

Law No. 9.613/1998 – Brazilian Anti-Money Laundering Law

Articles 9–11 of Law No. 9.613/1998 – Reporting Entities and Suspicious Transaction Obligations

Law No. 14.790/2023 – Sectoral compliance allocation for betting operators

Under Law No. 9.613/1998, reporting entities are required to identify customers, maintain records, and submit suspicious transaction reports to COAF (Conselho de Controle de Atividades Financeiras).

2. Primary Gambling Supervisor

Regulatory Authority: Secretaria de Prêmios e Apostas (SPA)

Institutional Allocation: Ministry of Finance (Ministério da Fazenda)

Legal Basis: Law No. 14.790/2023

Core Regulatory Instruments

  • Law No. 14.790/2023
  • Ministerial Ordinances issued by the Ministry of Finance
  • Operational licensing requirements
  • Integrity and compliance directives

The Secretaria de Prêmios e Apostas exercises federal regulatory authority over fixed-odds betting operators.

3. AML Oversight Ecosystem

  • COAF (Conselho de Controle de Atividades Financeiras) – Brazilian Financial Intelligence Unit
  • Central Bank of Brazil (Banco Central do Brasil) – Oversight of financial and payment systems
  • Federal Public Prosecutor’s Office – Criminal enforcement authority

AML supervision is conducted under Law No. 9.613/1998 and operates at the federal level.

4. Reporting Architecture

Internal Compliance Controls

  • Implementation of AML compliance programs pursuant to Law No. 9.613/1998
  • Customer identification and recordkeeping requirements
  • Risk-based internal control systems
  • Designation of responsible compliance personnel

Suspicious Transaction Reporting

Mandatory reporting to COAF pursuant to Articles 9–11 of Law No. 9.613/1998

Electronic submission through the official COAF reporting platform

Supervisory Engagement

  • Administrative supervision by SPA
  • Financial intelligence analysis by COAF
  • Criminal investigation where applicable

5. Supervisory Model Classification

  • Federal gambling supervision under the Secretaria de Prêmios e Apostas
  • Federal AML supervision under Law No. 9.613/1998 and COAF

There is no state-level allocation of gambling regulatory authority for fixed-odds betting under Law No. 14.790/2023.

6. Public Enforcement Framework

Gambling Enforcement

  • Administrative sanctions under Law No. 14.790/2023
  • Suspension or revocation of authorization

AML Enforcement

  • Administrative penalties under Law No. 9.613/1998
  • Criminal liability for money laundering offenses

Enforcement actions are published through official federal and judicial channels.

7. Primary Source Registry

  • Law No. 14.790/2023
  • Law No. 13.756/2018
  • Law No. 9.613/1998
  • Official publications of the Ministry of Finance
  • COAF regulatory guidance

8. Data Classification Notice

This page contains primary-source statutory and supervisory references only.

No analytical scoring, interpretative grading, or risk classification is included in this data layer.